Buying stocks and becoming a weekend researcher and weekly trader has become a lot easier and cheaper. THIS is a good thing! This allows MORE people to jump into investing. BUT this also can cause people to throw their money away due to inexperience and ignorance. THIS is the Joe Shmoe investor, someone who is not a expert stock broker and does not transfer around hundreds of thousands of dollars a day. Someone who invests a couple hundred bucks every so often. Who thinks they find a deal and buys a couple shares only to sell them later that day or soon after. Someone with a different job, in a different career field, who doesn’t have the time in the day to stair at candle charts all day.

We are no-nonsense, average Joe people who are not millionaires, but who have very busy lives and different careers. We see the potential value in building future wealth for ourselves, our family, retirement, and inheritance; and scrape a little extra cash together every so often and invest it.

I can see all the Warren Buffets’ of the world head’s exploring as they question, “but what about compound interest?” and all those other financial mathematical strategies to grow wealth faster. Listen, the average person in the world can’t just dump 10-20k dollars like that. They, we, need that money for daily living. I’m not talking about living paycheck to paycheck either.

If you were able to drop that much cash and are expected to become a millionaire 20 years later, good for you, you are a lucky few. If you have the luxury to transfer around and play with thousands of dollars a week in investing and trading, congrats, you are part of the lucky few. The Real Medium Household Income in the United States is just 63k. That’s the medium. That means 50% of Americans have less than 63k in REAL household income.

With that said, we, at the Joe Shmoe Investor blog, are your average household income weekend-researching, weekly-investing, striving to make a buck. Everything we personally learn, think, or experience, we make it public for the world to read.

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